Loan Interest Rate

    
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 Sr. No Loan Scheme Name
 Rate Of Interest (EFF FROM-03/01/2023)
 IF CIBIL SCORE LESS THAN 750. (EFF FROM-01/09/2024)
1 Traders Cash Credit 12.75% No Change
2 Medicare Cash Credit 10.50% No Change
3 Hypothecation Cash Credit 12.75% No Change
4 Loan Against FD FD Rate +1.00 for 5 Lakh & Above
FD rate + 2.00 for Below 5Lakh		 No Change
5 Government Security 14% No Change
6 Overdraft CC on OD 2% Extra on Regular interest No Change
7 Bank Payment Cash Credit 13% No Change
8 Gold Loan (member) Upto 2 Lakh 9.50% No Change
9 Gold Loan (Nominal Member) Upto 1 Lakh 9.50% No Change
10 Gold Loan Upto 1 Lakh (For Women) 09.00% No Change
11 Gold Loan  (Member) Above 2 Lakh 14.00% No Change
12 Petrol Pump Cash Credit 10.50% No Change
13 Traders Terms Loan 12.50% No Change
14 Hypothecation Installment 12.50% No Change
15 Vehicle Loan 12.50% 13.00%
16 Vehicle Loan -Truck, JCB, Tipper, Pock land, Crane & other commercial 10.50% 11.00%
17 Consumer Durable loan 12.50% No Change
18 E-Bike loan 12.50% No Change
19 Housing loan 12.50% 13.00%
20 Surety Installment 15.00% No Change
21 Ichapurti Loan 12.50% 13.00%
22 Agriculture Loan-against gold
(above Rs. 2 lac & up to Rs. 5 lac)		 12.00% No Change
23 Doctor Delight Loan 8.75% 9.25%
24 Medicare Term Loan 10.50% No Change
25 Easy Dream Car Loan FR- 5 Years 8.75% 9.25%
26 Easy Dream Car Loan FR- 7 Years 9.25% 9.75%
27 Professional Loan 12.00% 12.50%
28 Petrol Pump-Term Loan 10.50% No Change
29 Easy Dream House Loan 8.75% 9.25%
30 Education Loan-Priority Loan up to Rs. 20 Lakh- Regular Loan Priority 11.00| Regular 11.50 No Change
31 Solar Urja Loan 11.00% No Change
32 House Repair & Renovation Loan 11.00% No Change
33 Agri/Allied Agri Loan 11.00% No Change
34 PMEGP (SECURED) 12.50% No Change
35 PMEGP (UN SECURED) 15.00% No Change